Integrate once. Route anywhere. Switch freely.
Ottu connects your business to 50+ payment gateways through one unified API. Configure routing, add providers, and change acquirers — without rebuilding your integration.
The unified payment layer for merchants who want control, portability, and scale.
For Developers
Build against one API for cards, wallets, and gateways. Add providers and payment methods without changing your code.
Start Integrating →For Business Users
Control your payment stack from one platform — routing rules, gateway connections, transaction monitoring, and provider switching on your terms.
Explore Platform →Why Ottu
A unified payment layer that gives merchants control without single-provider lock-in.
Payment Portability (OPP)
Switch banks or acquirers without rebuilding your integration. Your payment stack stays intact when your strategy changes.
Multi-Gateway Orchestration
Connect multiple payment providers from one platform. No duplicate integrations. No fragmented operations.
Merchant-Owned Stack
Process through your own merchant relationships and MIDs. Ottu orchestrates. You keep control.
Smart Routing & Failover
Route transactions by BIN, geography, cost, or success rate. Automatic failover keeps payments flowing when a provider drops.
PCI-Ready Foundation
L1 PCI DSS and ISO 27001 certified infrastructure. Built for compliance-heavy environments so you don't have to be.
Regional Payment Realities
Built for Middle East payment realities — KNET, mada, Benefit, local acquiring — not generic global assumptions.
How It Works
Integrate Ottu
Connect your application through one unified API with SDKs, webhooks, and sandbox testing.
Connect Providers
Add payment providers, acquirers, and wallet services. Use your own MIDs.
Configure Logic
Set routing rules, failover paths, currency handling, and notification preferences.
Process Payments
Transactions flow through optimized paths. Switch providers anytime without code changes.
Platform Capabilities
Tokenization & Vaulting
Store cards securely and enable recurring payments, auto-debit, and one-click checkout. PCI-compliant by default.
Checkout Experience
Pre-built SDKs for web, iOS, Android, Flutter, and React Native. Customize the payment flow or use hosted checkout.
Multi-Currency
Accept payments in multiple currencies with automatic exchange, configurable markup, and cross-border settlement.
Industry Solutions
Purpose-built modules for Real Estate property management and Satellite multi-installation control.
