Payment Gateways
Payment gateways are the technologies that process debit and credit card transactions — whether through physical card readers in retail stores or online payment portals on e-commerce platforms.
Ottu connects your business to 45+ payment gateways through a single integration. Configure, monitor, and switch between gateways without changing your code.
Gateway Catalog
Browse all supported payment gateways. Filter by provider type, region, and country, or search by name.
ABA PayWay
Cambodia🇰🇭 Cambodia
Amazon Pay
Global🇦🇪 UAE
Bambora
Royal Bank🇨🇦 CanadaBede
🇰🇼 Kuwait
Benefit
All Bahrain Banks🇧🇭 Bahrain
BenefitPay
All Bahrain Banks🇧🇭 BahrainBeyonMoney
Beyon Money🇧🇭 Bahrain
CCAvenue
GCC🇰🇼 Kuwait, 🇧🇭 Bahrain, 🇶🇦 Qatar +3
Checkout.com
GCC🇰🇼 Kuwait, 🇧🇭 Bahrain, 🇶🇦 Qatar +3
Cybersource
Global🇰🇼 Kuwait, 🇧🇭 Bahrain, 🇶🇦 Qatar +3
Dapi
Openbanking🇦🇪 UAE
Deema
🇰🇼 Kuwait
Doku
🇮🇩 Indonesia
Enet
🇰🇼 KuwaitFawry
🇪🇬 EgyptFiserv
Payment Processor🇦🇪 UAE
FSS
Payment Processor🇰🇼 Kuwait, 🇧🇭 Bahrain, 🇶🇦 Qatar +3
Geidea
🇸🇦 KSA
Hesabe
🇰🇼 Kuwait
HyperPay
🇮🇶 Iraq, 🇸🇦 KSAIFG
Airline Industry🌎 Global
KNET
Kuwait Banks🇰🇼 KuwaitMoyasar
🇸🇦 KSAMPGS
All Banks🌎 Global
MyFatoorah
🇰🇼 Kuwait, 🇧🇭 Bahrain, 🇶🇦 Qatar +3
NBO
National Bank of Oman🇴🇲 Oman
N-Genius
ABK and All UAE Banks🇰🇼 Kuwait, 🇦🇪 UAE
OmanNet
All Oman Banks🇴🇲 OmanOttu PG
🇰🇼 Kuwait, 🇧🇭 Bahrain, 🇶🇦 Qatar +2
PayMob
🇦🇪 UAE, 🇸🇦 KSA, 🇪🇬 EgyptPayOn
🇧🇭 Bahrain
PayPal
🌎 Global
PayU India
🇮🇳 India
QPay
All Qatar Banks🇶🇦 Qatar
AlRajhi Bank
AlRajhi Bank🇸🇦 KSA
Skip Cash
🇶🇦 Qatar
SmartPay
Bank Muscat🇴🇲 Oman
Sohar International
Sohar International Bank🇴🇲 Oman
STC Pay
STC BANK🇸🇦 KSA, 🇧🇭 Bahrain
Tabby
🇸🇦 KSA
Taly
🇰🇼 Kuwait
Tamara
🇸🇦 KSA
Tap Payments
PSP/Aggregator🇰🇼 Kuwait, 🇧🇭 Bahrain, 🇶🇦 Qatar +3
Tess Payments
🇶🇦 Qatar
Tpay
CBK🇰🇼 Kuwait
UPayments
🇰🇼 Kuwait
UPG
🇪🇬 Egypt
URPay
Alrajhi Bank🇸🇦 KSAOperations
Ottu supports three core payment operations across gateways. Not all gateways support every operation — check the gateway catalog above for details.
Operations only work when the payment currency matches the MID currency. If a customer pays in a different currency via currency exchange, operations won't function. See Operations for technical details.
Capture
Collecting a full or partial authorized amount and crediting it to the merchant's bank account.
Conditions:
- The payment transaction must be authorized
- The authorized amount must be sufficient
Refund
Returning the full or partial amount paid (or captured) to the customer's bank account.
For Auth transactions:
- A capture operation must be done before refunding
- The captured amount must be enough to cover the refund amount
For Purchase transactions:
- The paid amount must be sufficient for the requested refund
Void
Canceling or rolling back an authorized payment transaction.
Conditions:
- The payment transaction must be authorized
- No capture operation was performed
What's Next?
- Payment Routing — Route payments to the best gateway automatically
- Currencies — Multi-currency support and exchange configuration
- Operations & Controls — Refund and void access control, two-step authorization
- For developers: Payment Status Inquiry — auto-inquiry and transaction reliability